Avin Arumugam joined Visa in May 2016 as the Senior Vice President of Internet of Things (IoT). Arumugam, brings his diverse experience in payments to one of the largest categories of opportunity, IoT, for growing digital payments.
In this role at Visa, Arumugam is responsible for managing and driving partnerships and collaboration with IoT leaders and enablers. With more than 12 years of payments experience, Arumugam has expertise in launching innovative payment solutions at three payments industry pioneers – First Data, PayPal and JPMorgan Chase & Co.
Pior to joining Visa, Arumugam was the head of next generation payment products at JPMorgan Chase & Co. In this role, he worked with both internal and external partners to innovate on new payment products for the company. Notably, he spearheaded and ran the Apple Pay and Samsung Pay initiatives for the firm, as well as led the development and deployment of JPMorgan’s proprietary solution, Chase Pay.
As an early member of the PayPal mobile team, Arumugam focused primarily on rolling out global mobile applications and features that delighted customers worldwide. He also worked on the Emerging Mobile Markets in Latin America, partnering with telecom providers as well as banking and financial institutions to expand PayPal’s presence in the region. Prior to PayPal mobile, Arumugam was the business and strategic owner for the PayPal Pay Flow Gateway, which processed 25 percent of all U.S. e-commerce transactions.
At First Data, Arumugam worked on a wide array of payment products. He pioneered and rolled out the first RFID gift card program for First Data, which has become the foundation for the company’s mobile strategy. He was also responsible for directing and managing First Data’s entire portfolio of e-commerce platforms including Link Point/Your Pay gateway, EFS Net and Encompass.
Arumugam earned his undergraduate degree in Physics and Computer Science from the University of Colorado, Boulder and his MBA through a joint program between Columbia Business School and Haas School of Business at Berkeley.

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